The holiday season is filled with celebrations, conversations, and — inevitably — questions about real estate. Whether it’s at a family gathering or a festive party, you’ll find yourself in conversations about the housing market. And when you’re the go-to expert, being prepared with clear, concise answers is essential.

As the trusted real estate professional at Z Realty Group Co. Illinois, Zaneta Sanders is here to break down the top five real estate questions everyone is asking this holiday season. Let’s dive into the insights you need to confidently navigate these conversations.

1. When Will Mortgage Rates Come Down?

The question on everyone’s mind: where are mortgage rates headed?

While no one can predict rates with certainty, trends show that rates may gradually decline as we approach 2025. Influences such as inflation, job market conditions, and global events will play significant roles. Right now, experts suggest patience as the economy stabilizes.
At Z Realty Group, Zaneta Sanders recommends staying informed with local market data and working with a knowledgeable agent to strategize your next move despite rate fluctuations.

2. Will Home Prices Drop Anytime Soon?

The short answer? Unlikely.

Homebuilders are still catching up from over a decade of underbuilding, and inventory remains tight. This means demand continues to outpace supply, leading to stable or slightly increasing prices.
However, the good news is price appreciation is expected to slow, creating a healthier market for buyers and sellers alike. The Z Realty team stays on top of these trends, ensuring clients have the most up-to-date insights to make confident decisions.

3. Can I Find a Home Before I Move?

Inventory challenges are a common concern, but here’s the reality: inventory levels have been improving. In fact, available homes have increased by over 29% compared to last year.

By partnering with Z Realty, you’ll get access to the latest listings and local market insights to help you find the right home. With Zaneta’s expertise, you can navigate these opportunities and secure your dream home before making your move.

4. Will the Housing Market Improve Next Year?

All signs point to a positive shift in 2025. With more inventory and potentially lower mortgage rates, experts anticipate a steady increase in home sales. This means a more balanced market for buyers and sellers.

Zaneta Sanders encourages clients not to wait. Acting now could give buyers a competitive edge while inventory continues to grow and rates remain manageable.

5. Is the Housing Market Heading for a Crash?

Concerns about a market crash are common but unfounded in today’s environment. Unlike the 2008 housing crisis, today’s homeowners have significant equity, which provides a safety net against potential financial difficulties.

At Z Realty, we emphasize data-driven guidance to reassure clients that the market remains stable. Zaneta Sanders and her team are dedicated to helping buyers and sellers make informed decisions, even in a shifting market.

Bottom Line: Be Prepared This Holiday Season

As 2025 approaches, the real estate market is showing signs of stabilization. Mortgage rates are expected to decline gradually, home prices will continue to rise at a slower pace, and inventory is steadily increasing.

Whether you’re at a holiday gathering or strategizing your next move, trust Zaneta Sanders and the Z Realty Group Co. Illinois team to provide expert advice tailored to your needs.

This holiday season, don’t just talk about the market — showcase your expertise with confidence. To learn more or discuss your real estate goals, contact Zaneta Sanders at Z Realty Group today!